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    • 1
    You Should Know about Buying Your First House
    Are
    you ready to buy your first house? If you think you are, then this article was
    written especially for people like you. After working for several years, your
    hard-earned money will finally be put into good investment—a place you can call
    home. Needless to say, buying your first house is an exciting and thrilling
    experience. All the things you imagined about your first house will finally be
    put into realization.

     

    However,
    before plunging into the world of housing market, there are several things you
    need to prepare first. A wise homebuyer is someone who is ready and prepared
    for the worst to happen. You would want to become a wise buyer because you the
    last thing you want to is buy the wrong house and put your hard-earned money
    into waste.

     

    Prepare a budget plan and stick to it.
    One
    life tip you should always consider is: don’t swallow what you cannot chew.
    When looking for your first home, be sure that you have prepared a realistic
    budget beforehand. First, you would want to determine your financial
    capability, factoring in your current and would-be expenses, your job security,
    your business, and other related financial factors. After doing this, you can
    decide on the budget. It is best to be realistic and practical so as to avoid
    going on default in the future.


     



    Learn more about real estate and how it
    works.
    Be an informed and educated homebuyer. Do not just go shopping
    around housing markets without even knowing how to properly file necessary
    documents or how much you have to pay your agent or broker. You should also
    know that you can directly buy a house from the owner. When you choose to buy
    from an owner, you should know how to use depreciation
    calculator
    for you to have better leverage when it comes to the price.
    Additionally, you must keep yourself in the loop about the trends in the
    housing industry to know which type of house to buy and which ones to avoid.
    Furthermore, you would want to know the dirty and dishonest tactics home
    sellers and real estate agents may use against you so you can avoid overspending.
    • 1
    PRIVATE EQUITY AND HOW IT WORKS
    People are fascinated when it comes to the sector of private equity. This is because these are concepts, having a financial overbearing, and one that requires a finance background in order to even understand the news that is broadcasted. So lets’ get down to clearing the air of mystique around it, once and for all. For starters, these are firms that invest their capital in companies which are not publicly traded. Sometimes their stakes are also placed in private placements, which is nothing but the stock that is not available for the public to trade in the market. Venture capital happens to be one of the operating models of the private equity arena, which is a high risk and in many cases high return investments made by institutional investors.

    Majority of the private equity industry operate on a standalone basis. They draw their investments from wealthy people who are also categorized as high net worth clients. Moreover, they also have pensions funds and other investment managers to look forward to for the purposes of money. Those establishments which become large enough also make their stock tradable on stock exchanges.

    The investment horizon i.e. the average time in which the invested amount of money would return a profit is almost 5-8 years. The reasons for this are highly varying. Firstly, the securities invested in it are highly illiquid, that means the number of people who are willing to put their money on the line to make the purchase is very less. Add to that the problem that such financial instruments are not available to the local population, for instance, retail investors such as you and us.

    The fees are a highly debated topic. For some time now, there has been this persistent argument, that the fee charged by private equity firms is massively over the top as compared to the traditional costs of fund management.

    One of the fundamentals involved with the working on this type of investing firms is that the investors take on a managerial role in the functioning of the enterprise. Hence for those who are heading such operations, it would be an add on for them to have had a non-technical role in the past. these would include experience in information technology, electronics, manufacturing, chemicals etc. this is what we refer to as multi-disciplinary attributes.
    Some of the well-known players in this industry include:

    Blackstone Group is one of leading names in the industry. its expertise lies in investment strategies, mergers, credit and hedge funds. To top that off it also handles organization restructuring & private placements. The companies that have been bought by it, employee a strong 560,000 work force across the globe. the portfolio includes investments such as Hilton Worldwide, Merlin Entertainments Group, Equity Office Properties, United Biscuits and others.
     
    Some of the other notable names in this field are Kohlberg Kravis Roberts, Bain Capital, The Carlyle Group Apollo Global Management Oaktree Capital Management, Hellman & Friedman and last but not the Centerbridge Capital Partners.


    • 1
    Does Ranking of Top Universities Really Matter?
    Ranking for top universities is never easy. It’s tough. It’s complicated. And it’s a big competitive business. It’s not just the universities that are involved but the companies that research, rank, and publish the results.

    All of these institutions are criticized and lauded for the kind of work they do. Some critics may come to form a consensus about the working methodologies of some top universities rankings but one fact that is undeniable by all and sundry is the continuity of the rankings of best universities in the world.

    No ranking of great universities in world is all encompassing and comprehensive. While some will rank universities on some excellence standards and the others will rank on other attributes. For the students who want to take admissions, the faculty members who want to teach, and the experts who wish to conduct researches and take grants- the university world ranking 2016 mattered a lot. Same goes for the government organizations.

    The world has truly become one giant village and almost every country has rankings of their universities. Talking about the last year, the global ranking of university world ranking 2016 made it easier for the students to make an informed choice out of the hundreds of options available.

    Rankings of great universities in world make it easy and convenient to make differentiation between universities based on different parameters. It even helps the government to make policies about the policies, infrastructure development, and budget allocation. For emerging economies, educational competitiveness holds a critical place and they are in constant pursuit to make positive changes to offer world-class education to the students.

    What’s more ranking of great universities in the world also impacts the immigration policies of countries in which these best universities in the world are located. The evolving demographics and the rising standards of living of the citizens of the emerging economies, change the dynamics of immigration. The number of internationally mobile students are continuously increasing with every passing year. The UK and the US are raking in great moolah with the number of students, who wish to study there, increasing.

    A number of countries such as the Netherlands and Denmark have evened out their policies to suit the interests of the overseas students. In order to make a high claim in the ranking of best universities in the world, highly cited professors can be asked to give lectures as visiting faculty member. Most of the universities that ranked in the university world ranking 2016 belonged to the first world countries and the universities which are present in the third world countries or emerging countries are at loss as they are never able to make it to the top rankings.

    There are always limitations attached to the ranking systems as they are never foolproof and are not all comprehensive. The different rankings list differently and to get a complete perspective of the universities if you are wishing to study here, is to take a neutral view of everything. 

      • 1
      Sahil Deshpande Read something fruitful and important on Internet after a long time. The author's research is thorough, and have changed the way i used to think about University Ranking!
    • 2
    The Gold Standard for Data Analysts
    Are you a data analyst looking to make your transition into Data Science? With automated data analyses increasingly threatening analyst jobs across the world, data science is the new and best place to be in your career. No wonder HBR called it the sexiest profession of the 21st century!

    Data Science Council of America (DASCA) is one of the most important certification and capability validation bodies in the world today. In fact, in a recent survey, it was ranked among the top 3 certification authority in Data Science in the world. Their offering, the SBDA credential (Senior Big Data Analyst) is meant for rapid career growth and is largely considered the most valuable junior-to-middle-level certification across the world today, and are actively coveted and preferred by employers in technology and big data companies.

    You can apply for data science certification that will transform your career into a senior big data analyst or a data scientist with the convenient registration at the DASCA site.

    So don’t wait! Grab this one-time opportunity to register for the DASCA’s prestigious and internationally renowned certification with the world’s most comprehensive Big Data Knowledge framework and become a valued SBDA today!


    • 1
    Check these Facts about Investment Banking Certification for Professionals
    There are some things when you are thinking of investment banking certification for professionals. Don’t set out talking just about any course on the field. It’s true you can’t move ahead without certifications in this competitive world. But keeping your eyes close to the demands of your career in investment banking will hurt nobody but you. Search for these things when you are selecting any online investment banking program or offline certification for that matter.

    Research is always necessary before selecting and studying any course. The research comes easy these days as it just involves typing into google and reading the reviews on different platforms, checking the website, and registering for the one which best suits you.
       
    What must be the parameters to look for when you are registering yourself for a particular course?

    Flexible- The program must fulfill your need for a flexible and freedom to complete the program when you deem fit and not the other way round. You can choose residential or online or offline program for yourself but choose one that works around other professional and personal commitments. Think of the questions of what if you are not able to complete the program in one go- how many chances are available for reappearances, the fees of the course and the duration in which it is needed to be completed, and the format of classes- online videos or offline documents.

    Current- The curriculum must always build on what you know already. It must add to your portfolio and update on the things you know. Take certifications as an ascent on the ladder- one step at a time- associate or junior level, senior level, expert level, and so on. Compare different investment banking certification for professionals online and read the review. Ask your seniors you know at the workplace about the course you must take to move forward. It will show you are continuously progressing on the path of your seriousness and commitment to the profession.  

    Accredited/Recognized- The career in investment banking will take you to different lands for sure. Choose the program which gives you exposure to international frameworks and standards. It must be duly recognized by top international universities or education groups or investment banking houses. You are investing time and hard earned money on the certification and it must surely add gold standards to your resume in return. There are many unrecognized online investment banking programs which might befool you and won’t add much to your talent and skills. Beware of these malicious courses.

    Reasonable- The online investment banking program must offer you to invest money in installments or else if it is very costly, it must offer loan options in partnerships with some banks. Check for discounts if available. You don’t have to go for programs which are cheap and don’t add much value to your education. But somewhere you have to draw the line between the amount you ant to spend and the worth the course is offering for a career in investment banking.   


    • 1
    THE IMPORTANCE OF CLOs IN DATA-DRIVEN SCENARIO
    Over the couple of years, the Chief Learning Officer has become an imperative part of every firm. With abilities and talent hard to find (notwithstanding the high unemployment rate), the need to globalize associations, and fast changes in learning and HR innovation, the chief operating officer jobs are growing.

    1. Chief Capability Officer.

    The latest role for every CLO is today is "Chief Capability Officer."

    Instead of considering the occupation of "preparing individuals" and running the L&D association, High-Impact Learning Organizations (HILO) concentrate on understanding the point by point capacity necessities of basic positions in the organization.

    The term CLO and the group should truly comprehend what the day by day life of these experts resembles. They should comprehend their working conditions, the everyday way of their employment, and what "elite" resembles. It's a significantly more concerning issue than "competencies advancement."

    2. Chief Leadership Officer.

    While a few associations have specialized groups, which work independently from administration advancement groups, it becomes very difficult to create expertise in any domain (IT, deals, producing, advertising) without showing initiative abilities. So, the second basic part for any Chief Learning Officer is to comprehend, drive, or claim the organization's administration improvement.

    Business Acumen has turned out to be a standout amongst the most imperative aptitudes in chief operating officer jobs today. As organizations delegate more duties to territorial and line pioneers, the CLO must form a typical structure for settling on business choices.

    4. Measurement and People Technology Officer.

    In any case, we are living in the big data era and colossal innovation change. While CLOs aren’t exceptionally specialized, they should feel 100% good with innovation and information.

    One of the best cases here is the thing that Sundar Nagarathnam has done at NetApp. Sundar, who has been the CLO for quite a long while, has set up an innovation stage for learning conveyance and estimation which is among the best on the planet. New representatives at NetApp access the NetApp "Attaché," an iPad and PC-based application that comprehends their employment part and pushes substance, projects, and news to them in a customized premise.

    5. Chief Talent Officer

    Lastly, obviously, Chief Learning Officers need to comprehend and assume a noteworthy part in end-to-end ability administration. Not all CLOs run ability administration (many do), but rather they should comprehend work intimately with enrolling, execution administration, representative engagement groups, and remuneration groups.

    While "learning" and "capacities" are the greatest difficulties in business today, these issues are just unraveled when the organization takes a gander toward the end-to-end procedure of overseeing individuals. Is it true that we are contracting the correct aptitudes and culture? Is it true that we are onboarding individuals well? It is safe to say that we are giving individuals work revolutions and chances to grow accurately and transparently? Do we have an ability portability technique? Is it true that we are giving directors their part of criticism on worker engagement? Are compensations and prizes programs enough supporting the harmony amongst execution and persistent learning? Do our pioneers bolster a culture of learning? Are companies increasing the chief operating officer jobs every day?

    CLOs today are more critical than ever- and will be for the coming years!